{"product_id":"bxosbd-own-your-money-9780760381120","title":"Own Your Money: Practical Strategies to Budget Better, Earn More, and Reach Your 6-Figure Savings Goals","description":"\u003cp\u003e\u003cspan class=\"a-text-bold\"\u003eJoin TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance.\u003c\/span\u003e\u003cspan\u003e\u003cbr\u003e\u003cbr\u003eIn \u003c\/span\u003e\u003cspan class=\"a-text-italic\"\u003eOwn Your Money\u003c\/span\u003e\u003cspan\u003e, Michela shares \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eall the tools you need to manage, save, invest, and set a routine to improve your financial life\u003c\/span\u003e\u003cspan\u003e. You’ll find chapters for:\u003c\/span\u003e\u003c\/p\u003e\n\u003cul class=\"a-unordered-list a-vertical\"\u003e\n\u003cli\u003e\u003cspan class=\"a-list-item\"\u003e\u003cspan class=\"a-text-bold\"\u003eBudgeting:\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan\u003eDon’t make it a dreaded B-word! Learn about various strategies including 50\/30\/20, zero-based, and 3-bucket budgets.\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"a-list-item\"\u003e\u003cspan class=\"a-text-bold\"\u003eHow to save:\u003c\/span\u003e\u003cspan\u003e It’s all about being SMART (specific, measurable, achievable, relevant, and time-bound).\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"a-list-item\"\u003e\u003cspan class=\"a-text-bold\"\u003eHow to spend money:\u003c\/span\u003e\u003cspan\u003e That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on fancy coffee.\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"a-list-item\"\u003e\u003cspan class=\"a-text-bold\"\u003eInvesting:\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan\u003eLearn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"a-list-item\"\u003e\u003cspan class=\"a-text-bold\"\u003eJobs and careers:\u003c\/span\u003e\u003cspan\u003e If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"a-list-item\"\u003e\u003cspan class=\"a-text-bold\"\u003eIncrease your earning potential:\u003c\/span\u003e\u003cspan\u003e Set yourself up for a raise\/promotion, negotiate a job offer, and figure out if a side hustle is right for you.\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cspan\u003e\u003cbr\u003eWith \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eillustrations, helpful charts and graphics, and templates\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan\u003eto help you plan, this is a book that’s meant to partner with you to \u003c\/span\u003e\u003cspan class=\"a-text-bold\"\u003eachieve your financial goals\u003c\/span\u003e\u003cspan\u003e.\u003c\/span\u003e\u003c\/p\u003e","brand":"The Quarto Group","offers":[{"title":"Default Title","offer_id":43108342857934,"sku":"9780760381120","price":29.9,"currency_code":"MYR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0601\/0883\/2974\/files\/9780760381120_a_ac21d7aa-32e8-4996-8af9-31f4c3ceb5c2.png?v=1753257068","url":"https:\/\/www.bookxcess.com\/products\/bxosbd-own-your-money-9780760381120","provider":"BookXcess","version":"1.0","type":"link"}